Am I house crazy?
After getting married, some women go baby crazy. They start shopping Pottery Barn Kids and Baby Gap, browsing nursery decor and investigating Registered Education Saving Plans. I am not one of those women. Seven months into married life, children aren't on my radar. I have a hard enough time keeping my african violet, my bunny and Mr. Speedy well-fed and happy.
However, I have found myself a little obsessed of late. Maybe it's an obvious side affect of my job, or having moved 10 times in the past five years (three in the past 2), but I find myself longing for a more permanent residence, one without leases and the inevitable "Should we stay or should we go?" discussion. (Obviously, this often ends on the "go" side of things).
I want to finally unpack all the boxes that have followed me between apartments, and provinces, without worrying about how soon I'll need to repack them. I want to be able to paint, renovate and decorate on a whim (though I likely won't! I just want to have the option). I want to start building equity.
So, as the volume of properties on the market has spiked over the past few month, while prices have slightly tumbled and interest rates have reached new lows, I've been highly tempted. A recent RBC survey found that the majority of Canadians believe we're now in a buyer's market, and I want to be one of those buyers!
For the past several months (more than I want to admit) I've spent my evenings surfing starrealestate.ca and drawing up lists of priorities with Mr. Speedy (more on those later this week). Instead of playing video games or baking cookies, I'm checking mortgage rates. I'm a woman on a mission.
And, I think it's time to make the move from window shopping to starting to hunt for a place we can call our own. A place where all the credit card companies, alumni associations and bulk mailers will finally find us, along with cards and invitations from our family and friends, who have had to add an extra section under "S" in their address books.
It's a big, and scary, step. I'm scared we may not find a good place in a safe neighbourhood in our price range. And, with the economy collapsing all around us, it's hard not to be concerned that we're making a wise financial decision. But, we're going to look. We're going to research and learn. And maybe, just maybe, we'll finally put down roots and stay at an address for more than 11 months (our current record). Wish me luck!